New Member Agreement Policies.
1. Eligibility & Registration.
You must be at least 18 years old (or age of majority in Singapore) to register.
You agree to provide true, accurate, and complete information (Name, Contact, Address, Email) and keep it updated.
You confirm you are registering for personal / legitimate use only, not on behalf of someone else without proper authorization.
2. Account Security.
You are responsible for keeping your login credentials, OTP, and device access confidential and secure.
You must not share your account details with others. Any activity done through your account is your responsibility.
You agree to notify us immediately if you detect unauthorized access or suspicious activity.
3. Payment & Transaction Terms.
(Relevant since you asked about PayNow earlier)
You agree to use PayNow and other payment methods only for legal, authorized transactions.
You confirm that payment details provided (Mobile, NRIC, UEN) are correct; we are not liable for payments sent to wrong recipients due to incorrect input.
You understand transactions via PayNow are generally irrevocable once confirmed, and you will not initiate unauthorized chargebacks or reversals.
You agree to comply with Singapore’s anti-money laundering (AML) and anti-terrorism financing (CTF) laws.
4. Acceptable Use.
You will not use the system for illegal activities, fraud, scams, harassment, or any purpose that violates Singapore laws or public order.
You will not upload, share, or transmit harmful, offensive, or infringing content.
You will not attempt to hack, disrupt, or misuse the system’s features or security.
5. Privacy & Data Protection.
You agree to our Privacy Policy: we collect, use, and protect your personal data in compliance with Singapore’s PDPA (Personal Data Protection Act).
Your data will only be used for service delivery, security, legal compliance, and support purposes.
6. Fees & Charges.
You acknowledge any applicable fees, charges, or processing rates are clearly stated before you proceed with transactions.
Fees are subject to change with reasonable notice.
7. Termination & Suspension.
We reserve the right to suspend or terminate your account immediately if you violate any policy, commit fraud, or for legal reasons.
You may close your account at any time, subject to settlement of any outstanding obligations.
8. Disclaimers & Liability.
The system is provided “as is” — we do not guarantee uninterrupted service, though we strive for reliability.
We are not liable for indirect losses, delays, or errors caused by third-party services (e.g., banks, PayNow network) or your own negligence.
9. Amendments.
We may update these policies from time to time. Continued use of the service after changes means you accept the revised terms.
10. Governing Law.
These policies are governed by and interpreted under the laws of the Republic of Singapore. Any disputes will be resolved in Singapore courts.
